{"id":173131,"date":"2024-06-17T11:02:38","date_gmt":"2024-06-17T09:02:38","guid":{"rendered":"https:\/\/www.islabit.com\/en\/?p=173131"},"modified":"2024-06-17T11:02:45","modified_gmt":"2024-06-17T09:02:45","slug":"the-truth-how-apps-sell-your-driving-data-to-insurers","status":"publish","type":"post","link":"https:\/\/www.islabit.com\/en\/173131\/the-truth-how-apps-sell-your-driving-data-to-insurers.html","title":{"rendered":"The truth: How apps sell your driving data to insurers"},"content":{"rendered":"\n<p class=\"wp-block-paragraph\"><strong>An alarming issue is how connected vehicle and mobile app companies collect and sell our driving data to insurers<\/strong>. This affects millions of drivers, and the vast majority are unaware that they are being monitored and that this information is sold to insurance companies to set personalized rates.<\/p>\n<span hidden class=\"__iawmlf-post-loop-links\" 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16:28:23&quot;,&quot;http_code&quot;:403},{&quot;date&quot;:&quot;2026-06-10 11:10:44&quot;,&quot;http_code&quot;:403},{&quot;date&quot;:&quot;2026-09-12 15:00:41&quot;,&quot;http_code&quot;:403}],&quot;broken&quot;:true,&quot;last_checked&quot;:{&quot;date&quot;:&quot;2026-09-12 15:00:41&quot;,&quot;http_code&quot;:403},&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:377,&quot;href&quot;:&quot;https:\\\/\\\/arity.com&quot;,&quot;archived_href&quot;:&quot;http:\\\/\\\/web-wp.archive.org\\\/web\\\/20260109015529\\\/https:\\\/\\\/arity.com\\\/&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[{&quot;date&quot;:&quot;2026-02-06 21:20:35&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-02-25 23:39:07&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-03-11 02:18:08&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-03-21 20:43:47&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-03-28 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15:00:42&quot;,&quot;http_code&quot;:200}],&quot;broken&quot;:false,&quot;last_checked&quot;:{&quot;date&quot;:&quot;2026-09-12 15:00:42&quot;,&quot;http_code&quot;:200},&quot;process&quot;:&quot;done&quot;},{&quot;id&quot;:378,&quot;href&quot;:&quot;https:\\\/\\\/www.allstate.com&quot;,&quot;archived_href&quot;:&quot;http:\\\/\\\/web-wp.archive.org\\\/web\\\/20260206065007\\\/https:\\\/\\\/www.allstate.com\\\/&quot;,&quot;redirect_href&quot;:&quot;&quot;,&quot;checks&quot;:[{&quot;date&quot;:&quot;2026-02-06 21:20:37&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-02-25 23:39:20&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-03-11 02:18:08&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-03-21 20:43:47&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-03-28 11:26:01&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-04-08 12:54:38&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-04-13 10:33:51&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-04-19 00:55:33&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-04-29 22:55:18&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-05-05 20:16:39&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-05-11 21:10:51&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-05-16 13:30:00&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-05-21 15:52:17&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-05-26 23:32:04&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-05-31 17:06:20&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-06-05 16:28:23&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-06-10 11:10:47&quot;,&quot;http_code&quot;:200},{&quot;date&quot;:&quot;2026-09-12 15:00:42&quot;,&quot;http_code&quot;:200}],&quot;broken&quot;:false,&quot;last_checked&quot;:{&quot;date&quot;:&quot;2026-09-12 15:00:42&quot;,&quot;http_code&quot;:200},&quot;process&quot;:&quot;done&quot;}]\"><\/span>\n\n\n<h2 class=\"wp-block-heading\">From vehicles to mobile applications<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">A few months ago, a <a href=\"https:\/\/www.nytimes.com\/2024\/03\/11\/technology\/carmakers-driver-tracking-insurance.html\" target=\"_blank\" rel=\"noreferrer noopener\">NYT article<\/a> warned that connected vehicle manufacturers are selling driving data to insurers. But it&#8217;s not just vehicles that collect this data. <a href=\"https:\/\/www.nytimes.com\/2024\/06\/09\/briefing\/driving-apps-insurance-tracking.html\" target=\"_blank\" rel=\"noreferrer noopener\">A new report shows<\/a> that many mobile apps, even those not directly related to driving, are also collecting and selling this data.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Apps like Life360, MyRadar and GasBuddy use mobile phone sensors to analyze driving habits and provide information on safety and fuel efficiency. Behind many of these applications is <a href=\"https:\/\/arity.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Arity<\/a>, a data company founded by <a href=\"https:\/\/www.allstate.com\/\" target=\"_blank\" rel=\"noreferrer noopener nofollow\">Allstate<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Arity creates driving scores based on the data collected and sells them to insurers. These scores allow insurers to set personalized rates for drivers. Arity claims to have more than 40 million active connections in the United States, including data from mobile apps, in-car devices, and connected vehicles.<\/p>\n\n\n\n<h3 class=\"wp-block-heading\"><strong>A persistent problem is consent and transparency<\/strong><\/h3>\n\n\n\n<p class=\"wp-block-paragraph\">Often, the data request is hidden in very long and complicated contractual terms that most users do not read. Additionally, the apps do not make this request evident during the subscription process.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">For example, the GasBuddy app, which offers a fuel efficiency rating \u201cpowered by Arity,\u201d hides consent for data collection in very small, gray font beneath a prominent red button inviting \u201cJoin Drives.\u201d . This disclosure says that by clicking &#8220;Join Units,&#8221; the user will share &#8220;certain information&#8221; with Arity and agree to its privacy statement, linked discreetly.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">This deceptive method causes many users to subscribe without being fully aware of the implications, resulting in a lack of transparency. Although consumers know they pay a subscription fee to use the app, most are unaware of how much information is collected and how it can influence the cost of their insurance.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Best of all, regulators are constantly caught up in these scams and do absolutely nothing, basically continuing to allow these companies to sell our data without the user actually being aware of it. Where are those regulations that supposedly give us greater security and privacy? Sorry, but this is another nonsense in how the system is set up.<\/p>\n\n\n\n<h2 class=\"wp-block-heading\">How to protect your privacy<\/h2>\n\n\n\n<p class=\"wp-block-paragraph\">If you&#8217;re not comfortable with insurers monitoring your driving habits through these apps, you can\u2026<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">The most effective way to prevent your driving data from being sold is to <strong>not use apps that collect this information<\/strong>. This includes not only apps clearly related to driving, but also those that could be indirectly related, such as <a href=\"https:\/\/www.islabit.com\/en\/172934\/google-maps-keys-for-hiking.html\" target=\"_blank\" rel=\"noreferrer noopener\">navigation<\/a> and weather apps that collect location and motion data.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">But, if you decide to use an app, <strong>take the time to read the terms and conditions<\/strong>. Look for sections on data collection and review the company&#8217;s privacy policy to understand what information is collected and how it is used.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Also, in your mobile phone settings, you can <strong>disable certain permissions for each application<\/strong>. If an app doesn&#8217;t need access to your location to function properly, turn off this permission. Simply go to the iOS or Android settings, select application management and, once you are inside, click on the app in question and check and <a href=\"https:\/\/www.islabit.com\/en\/173036\/remove-app-permissions-to-avoid-spying-issues.html\" target=\"_blank\" rel=\"noreferrer noopener\">modify the permissions<\/a>.<\/p>\n\n\n\n<p class=\"wp-block-paragraph\">Finally, <strong>if you have a connected vehicle, review the privacy settings and disable any options that allow the collection and transmission of data<\/strong> that you do not consider necessary.<\/p>\n","protected":false},"excerpt":{"rendered":"<p>An alarming issue is how connected vehicle and mobile app companies collect and sell our driving data to insurers. This affects millions of drivers, and the vast majority are unaware that they are being monitored and that this information is sold to insurance companies to set personalized rates. From vehicles to mobile applications A few &#8230; <a title=\"The truth: How apps sell your driving data to insurers\" class=\"read-more\" href=\"https:\/\/www.islabit.com\/en\/173131\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\">Read more <span class=\"screen-reader-text\">The truth: How apps sell your driving data to insurers<\/span><\/a><\/p>\n","protected":false},"author":1,"featured_media":173132,"comment_status":"open","ping_status":"0","sticky":false,"template":"","format":"standard","meta":{"footnotes":""},"categories":[6,7],"tags":[10,25,28],"class_list":["post-173131","post","type-post","status-publish","format-standard","has-post-thumbnail","hentry","category-news","category-software","tag-apps","tag-mobile-devices","tag-privacy"],"yoast_head":"<!-- This site is optimized with the Yoast SEO plugin v28.6 - https:\/\/yoast.com\/product\/yoast-seo-wordpress\/ -->\n<title>The truth: How apps sell your driving data to insurers - islaBit<\/title>\n<meta name=\"description\" content=\"We tell you how mobile apps and connected vehicles collect and sell your driving data to insurers without you knowing. Protect your privacy.\" \/>\n<meta name=\"robots\" content=\"index, follow, max-snippet:-1, max-image-preview:large, max-video-preview:-1\" \/>\n<link rel=\"canonical\" href=\"https:\/\/www.islabit.com\/en\/173131\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\" \/>\n<meta property=\"og:locale\" content=\"en_US\" \/>\n<meta property=\"og:type\" content=\"article\" \/>\n<meta property=\"og:title\" content=\"The truth: How apps sell your driving data to insurers - islaBit\" \/>\n<meta property=\"og:description\" content=\"We tell you how mobile apps and connected vehicles collect and sell your driving data to insurers without you knowing. Protect your privacy.\" \/>\n<meta property=\"og:url\" content=\"https:\/\/www.islabit.com\/en\/173131\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\" \/>\n<meta property=\"og:site_name\" content=\"islaBit\" \/>\n<meta property=\"article:publisher\" content=\"https:\/\/www.facebook.com\/islabit.fanpage\" \/>\n<meta property=\"article:published_time\" content=\"2024-06-17T09:02:38+00:00\" \/>\n<meta property=\"article:modified_time\" content=\"2024-06-17T09:02:45+00:00\" \/>\n<meta property=\"og:image\" content=\"https:\/\/www.islabit.com\/en\/wp-content\/uploads\/2024\/06\/driving-data-vehicles.webp\" \/>\n\t<meta property=\"og:image:width\" content=\"1496\" \/>\n\t<meta property=\"og:image:height\" content=\"806\" \/>\n\t<meta property=\"og:image:type\" content=\"image\/webp\" \/>\n<meta name=\"author\" content=\"Juan Jos\u00e9\" \/>\n<meta name=\"twitter:card\" content=\"summary_large_image\" \/>\n<meta name=\"twitter:creator\" content=\"@islabit\" \/>\n<meta name=\"twitter:site\" content=\"@islabit\" \/>\n<meta name=\"twitter:label1\" content=\"Written by\" \/>\n\t<meta name=\"twitter:data1\" content=\"Juan Jos\u00e9\" \/>\n\t<meta name=\"twitter:label2\" content=\"Est. reading time\" \/>\n\t<meta name=\"twitter:data2\" content=\"3 minutes\" \/>\n<script type=\"application\/ld+json\" class=\"yoast-schema-graph\">{\"@context\":\"https:\\\/\\\/schema.org\",\"@graph\":[{\"@type\":\"Article\",\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html#article\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\"},\"author\":{\"name\":\"Juan Jos\u00e9\",\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/#\\\/schema\\\/person\\\/cdc02a1ad81310ec9df11a53d8c337a4\"},\"headline\":\"The truth: How apps sell your driving data to insurers\",\"datePublished\":\"2024-06-17T09:02:38+00:00\",\"dateModified\":\"2024-06-17T09:02:45+00:00\",\"mainEntityOfPage\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\"},\"wordCount\":600,\"commentCount\":0,\"publisher\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/#organization\"},\"image\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/driving-data-vehicles.webp\",\"keywords\":[\"apps\",\"mobile devices\",\"Privacy\"],\"articleSection\":[\"News\",\"Software\"],\"inLanguage\":\"en-US\",\"potentialAction\":[{\"@type\":\"CommentAction\",\"name\":\"Comment\",\"target\":[\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html#respond\"]}]},{\"@type\":\"WebPage\",\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\",\"url\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html\",\"name\":\"The truth: How apps sell your driving data to insurers - islaBit\",\"isPartOf\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/#website\"},\"primaryImageOfPage\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html#primaryimage\"},\"image\":{\"@id\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/173131\\\/the-truth-how-apps-sell-your-driving-data-to-insurers.html#primaryimage\"},\"thumbnailUrl\":\"https:\\\/\\\/www.islabit.com\\\/en\\\/wp-content\\\/uploads\\\/2024\\\/06\\\/driving-data-vehicles.webp\",\"datePublished\":\"2024-06-17T09:02:38+00:00\",\"dateModified\":\"2024-06-17T09:02:45+00:00\",\"description\":\"We tell you how mobile apps and connected vehicles collect and sell your driving data to insurers without you knowing. 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